Couples Therapy and Insurance

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Unfortunately, couples therapy does not fit neatly into the medical model of insurance companies.  They often require a qualifying diagnosis for an individual before they will provide payment for services.  Relationship problems are not by themselves a qualifying diagnosis.  It is still sometimes possible to bill it to insurance if there is a demonstrated mental health impact on one of the people in the relationship.

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Tuscaloosa Couples Clinic (TCC) expects payment for the full fee at the time of service, and it is the client's responsibility to seek reimbursement from the insurance company.

If you would like to seek reimbursement for TCC services, first inquire with your insurance plan about what information they need in order to provide coverage (or whether they even cover couples treatment).   TCC can then work with you to provide the required documentation.  This is usually what is called a "superbill", which has the cost and nature of services on it.

This is actually much easier than you would think.  Apps like Reimbursify make the process almost painless, for a minimal fee.  You can just take a photo of your superbill and upload it, and they take care of the rest and send you the reimbursement.

While the cost is clearly a consideration in treatment, there are advantages to not working directly within insurance networks.

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When insurance companies get involved, they often control the number of sessions you are allowed to have, or how often you can/must be seen.  They may even completely deny coverage in some cases.  In other words, someone in an insurance office gets more control over the course of treatment than the therapist sitting in front of you who knows your issues.

Finally, as a small practice, there is no billing department.  Dealing with insurance billing means more time spent on administrative tasks, and less time for attending to the important details of your case.  TCC believes you are best served by having your therapist focus on your mental health.

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The bottom line is: TCC works hard to make sure your relationship gets the attention it needs, and this is the first priority.